Scammers will try to take advantage of every situation—every scam, con and swindle is created in effort to steal your personal and financial information. Don’t let them. Be skeptical of every unsolicited phone call and email you receive, and take care when surfing the web.
Hang Up on Phone Fraud
- 모르는 전화번호나 예상하지 못한 전화에는 응답하지 마세요. 전화를 받고 로보콜인 것을 알게 되면 그냥 전화를 끊으세요. 아무 말도 할 필요 없고 설명할 필요도 없습니다.
- 알 수 없는 발신자에게 개인 정보를 제공하거나 인터넷을 통해 컴퓨터에 접근하도록 허용하지 마십시오. 대신 전화를 끊고 해당 기관에 직접 전화하여 전화가 합법적인지 확인하십시오.
- 누군가가 전화를 걸어 정부 기관에 있다고 주장하면 상황이 아무리 공식적이거나 심각해 보여도 전화를 끊으세요. 전화를 오래 걸수록 피해자가 될 가능성이 높아집니다.
- 전화하는 사람이 당신의 개인 정보를 일부 알고 있다는 이유만으로 그들을 믿지 마세요. 수많은 데이터 침해로 인해 많은 사기꾼들이 피해자에게 사회보장번호를 제공하여 신뢰를 구축하고 있습니다.
- 전화를 건 것으로 추정되는 기관에 연락하세요. 직접 번호를 찾아보세요. 발신자 ID나 발신자가 알려준 번호를 믿지 마세요.
이메일 피싱 사기에 걸리지 마세요
피싱은 가장 인기 있는 이메일 사기 중 하나입니다. 해커는 "미끼"를 사용합니다. 합법적인 파일이나 링크처럼 보이는 것을 "피싱"하여 피해자를 "피싱"하고 개인 정보를 얻습니다. 이메일 보안 위협은 여러 형태로 나타납니다. 가짜 이메일을 인식하는 방법은 다음과 같습니다.
- Don’t trust the display name. Often, a phishing email will come from an address that appears to be genuine. Hackers aim to trick recipients by including the name of a legitimate company within the structure of the email and web addresses. If you only glance at these details they can look legitimate. However, if you examine them, you may find that it’s a bogus variation intended to appear authentic—for example, customerservice@mail.macys.work rather than customerservice@macys.com.
- Look but don’t click. Hover your mouse over any links embedded in the body of the email. If the link address looks suspicious, don’t click on it.
- Check for spelling mistakes. Legitimate messages usually do not have major spelling mistakes or poor grammar. Read your emails carefully and report anything that seems suspicious.
- Analyze the salutation. Beware any email addressed to a vague “Valued Customer.” Legitimate businesses often use a personal salutation with your first and last name.
- Don’t provide personal information. Legitimate banks and most other companies will 절대 이메일을 통해 개인 신원확인서를 요청하세요.
- Beware of urgency and drama. Invoking a sense of urgency or fear is a common phishing tactic. Beware of subject lines that claim your “account has been suspended” or your account had an “unauthorized login attempt.”
- Review the signature. Lack of details about the signer or how you can contact a company strongly suggests a phish. Legitimate businesses always provide contact details.
- Don’t click on attachments. Hackers commonly include attachments that contain viruses and malware, which can damage files on your computer, steal your passwords or spy on you without your knowledge. Don’t open any email attachments you weren’t expecting.
- Don’t believe everything you see. Phishers are extremely good at what they do. Just because an email has convincing brand logos, language and a seemingly valid email address does not mean that it’s legitimate. If it looks even remotely suspicious, don’t open it.
- Don’t be fooled by scammers running fraudulent fundraisers. GoFundMe.com offers detailed advice about how to distinguish a genuine GoFundMe campaign from a fake one.
Stay Secure When Web Surfing
- Only visit secure websites with domain names you recognize. A secure website begins with https:// rather than http:// and has a padlock symbol in the top left corner. That “s” stands for secure and means that your data is encrypted as it passes from your internet browser to the website’s server. That “s” does not mean the site is legitimate, however, so make sure you recognize the organization and domain name. Bookmark trusted websites for future use.
- Choose strong passwords. Use uppercase letters mixed with lowercase letters, numbers and, if the system allows, special characters. Do not include any personal information in your password that hackers can guess from other personal information they obtain. Do not use the same password across multiple websites, because that increases the chance of having the password compromised. Do not use a single word spelled correctly in any language. This is the time to intentionally misspell a word or use numbers and symbols in the place of letters.
- Choosing a strong password is easier said than done, right? And how do you remember all those strong passwords? Invest in a good password manager (bit.ly/2yUlz0i) that has other security features.
- 컴퓨터에 바이러스 백신 소프트웨어를 설치하고 최신 상태로 유지하세요.
- 신원 도용 보호에 투자하세요(비트.리/2Z1H75V).
- Monitor your credit for free (bit.ly/2Wsk3LO).
First-Line Defenses for Scams
- AARP Fraud Watch Network (aarp.org/money/scams-fraud): Call 877-908-3360 to talk to a trained volunteer on the Fraud Watch Helpline.
- California Attorney General’s Office (oag.ca.gov/consumers#주제): Learn about common scams and other consumer issues.
- FBI (ic3.gov/기본.aspx): File a report with the Federal Bureau of Investigations Internet Crime Complaint Center.
- Federal Trade Commission (ftc.gov): File a consumer complaint, report identity theft and register for the Do Not Call list. Report suspicious emails to the Federal Trade Commission at spam@uce.gov. If you believe you have been taken advantage of by a spam scam, file a complaint with the FTC online at ftc.gov/불만.
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